Showing posts with label credit. Show all posts
Showing posts with label credit. Show all posts

Tuesday, May 01, 2007

phishing trip

Phishing: the act of trying to illegally obtain sensitive personal information, including usernames, passwords, and credit-card numbers, by pretending to be from a reputable organization.

The Anti-Phishing Working Group published a report in February 2007. These are the statistics listed in the report:

23,610 unique phishing reports were received
16,463 unique phishing sites were received
135 brands were hijacked by phishing campaigns
The United hosted the most phishing websites, followed by China, the Republic of Korea, and France.

identity theft preventative measures

According to Carol Lewis of the Federal Reserve Bank of Boston, it is important to monitor your annual credit report.

  • Call (877) 332-8228 or go to annualcreditreport.com
  • In Massachusetts each resident is entitled to one free credit report every year and people should take advantage of that, Lewis said, to make sure their credit hasn't been damaged by hackers.
According to identity theft sleuth Ken Dunham of Verisign, consumers can protect themselves by:
  • Do not implicitly trust any media you get over the Internet--in other words, don't hand out your credit- or personal information to just an pop-up ad or random e-mail that is sent to you.
  • Follow basic best practices. Everyone should have an anti-virus program and firewall on their computers. Why? Because these things are free and can act as a stymie to some of the phishing e-mails that can reach you.
  • Be aware: you're on the Internet already, so click over to the news and check for current scams, and stay in touch with what is going on in the world.